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PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q14-Q19):
NEW QUESTION # 14
Which of the following statements is true regarding track equivalent data on the chip of a payment card?
- A. It is allowed to be stored by merchants after authorization, if encrypted.
- B. It is not applicable for PCI DSS Requirement 3.2.
- C. It is out of scope for PCI DSS.
- D. It is sensitive authentication data.
Answer: D
Explanation:
Track equivalent data- whether from a magnetic stripe or embedded chip - falls underSensitive Authentication Data (SAD)and mustnot be stored after authorisation, even if encrypted. This is covered underRequirement 3.3.1and Table 3 in PCI DSS v4.0.1.
* Option A:#Incorrect. SADmust not be stored after authorisation, regardless of encryption.
* Option B:#Correct. Track equivalent data is explicitly defined asSAD.
* Option C:#Incorrect. SAD is fullyin-scopefor PCI DSS.
* Option D:#Incorrect. Requirement 3.2 and 3.3 specifically address SAD.
NEW QUESTION # 15
An organization has implemented a change-detection mechanism on their systems. How often must critical file comparisons be performed?
- A. At least monthly
- B. Periodically as defined by the entity
- C. At least weekly
- D. Only after a valid change is installed
Answer: C
Explanation:
As specified underRequirement 11.5.2.1, comparisons of critical files (e.g., config files, executables) using change-detection mechanisms (e.g., FIM tools)must occur at least weekly. This ensures timely detection of unauthorized changes or tampering.
* Option A:#Correct. Weekly is theminimum frequencyrequired.
* Option B:#Incorrect. A defined "period" is not sufficient unless it's weekly or more frequent.
* Option C:#Incorrect. Scans should not wait for changes; they should detectunexpectedones.
* Option D:#Incorrect. Monthly is too infrequent for PCI DSS compliance.
NEW QUESTION # 16
Which of the following describes the intent of installing one primary function per server?
- A. To allow functions with different security levels to be implemented on the same server.
- B. To allow higher-security functions to protect lower-security functions installed on the same server.
- C. To reduce the security level of functions with higher-security needs to meet the needs of lower-security functions.
- D. To prevent server functions with a lower security level from introducing security weaknesses to higher- security functions on the same server.
Answer: D
Explanation:
As perRequirement 2.2.1, the purpose of limiting each server to one primary function is toreduce the risk of functions with lower security needs compromising more critical functions.
* Option A:#Incorrect. PCI DSS discourages combining different security-level functions.
* Option B:#Correct. This is the intent: toprevent lower-security processes from weakening high-security environments.
* Option C:#Incorrect. Functions shouldn't depend on one another for security.
* Option D:#Incorrect. PCI DSS encourages raising security, not lowering it.
Reference:PCI DSS v4.0.1 - Requirement 2.2.1.
NEW QUESTION # 17
Which statement is true regarding the use of intrusion detection techniques, such as intrusion detection systems and/or Intrusion protection systems (IDS/IPS)?
- A. Intrusion detection techniques are required to alert personnel of suspected compromises.
- B. Intrusion detection techniques are required to identify all instances of cardholder data.
- C. Intrusion detection techniques are required to isolate systems in the cardholder data environment from all other systems
- D. Intrusion detection techniques are required on all system components.
Answer: A
Explanation:
PCI DSS Requirement:
* Requirement 11.4 mandates the implementation of intrusion detection and/or intrusion prevention techniques to alert personnel of suspected compromises within the cardholder data environment (CDE).
Purpose of IDS/IPS:
* These systems are deployed to identify potential threats and alert relevant personnel, enabling them to take corrective actions to prevent data breaches.
Rationale Behind Correct answer:
* A:Intrusion detection is required only for in-scope components, not all system components.
* C/D:Intrusion detection systems do not perform isolation or identification of all cardholder data; they monitor for and alert on potential intrusions.
NEW QUESTION # 18
Which of the following is an example of multi-factor authentication?
- A. A user fingerprint and a user thumbprint.
- B. A token that must be presented twice during the login process.
- C. A user passphrase and an application-level password.
- D. A user password and a PIN-activated smart card.
Answer: D
Explanation:
Requirement 8.4.2defines multi-factor authentication (MFA) asauthentication that requires at least two of the following:
* Something you know (password/PIN)
* Something you have (smart card/token)
* Something you are (biometric)
* Option A:#Incorrect. Presenting the same token twice is stillsingle-factor.
* Option B:#Incorrect. Two passwords arestill one factor- "something you know".
* Option C:#Correct. Password (something you know) + smart card (something you have) =MFA.
* Option D:#Incorrect. Fingerprint and thumbprint are bothbiometrics, so one factor.
NEW QUESTION # 19
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